91/ 100
Robust

MONZO BANK LIMITED

Active09446231|Private Limited Company|Est. 11 years ago|Updated 12 Apr 2026
Financial Health
52
Compliance & Legal
79
Governance & Structure
72
Network Risk
85
Operational Quality
57

MONZO BANK LIMITED (09446231) is a private limited company registered in LONDON, incorporated in 2015. The company operates in the banks sector. Our database holds 72 signals from 14 official sources covering this company's filings, appointments, and regulatory records. Risk assessment: 91/100 ("robust"), reflecting a strong compliance and financial profile. The company has 2 outstanding mortgage charges registered with Companies House.

Key Facts

Status
Active
Company Type
Private Limited Company
Location
LONDON, EC2A 2AG
Incorporated
18 Feb 2015
Accounts Category
FULL
Next Accounts Due
31 Dec 2026
Next Statement Due
25 Nov 2026
Mortgage Charges
4
Outstanding
2

About MONZO BANK LIMITED

MONZO BANK LIMITED is an active private limited company incorporated in 2015 in London, operating in the banking sector with fourteen active officers and one active charge.

Business Profile

Business Model
B2B

Company History

  • FOCUS FS LIMITEDChanged 21 Oct 2016

Directors (14)

View all
  • ME
    MS EILEEN BURBIDGE
    Director since 21 Apr 2015
  • MA
    MS AMY JAYNE KIRK
    Director since 24 Jan 2017
  • MG
    MR GARY HOFFMAN
    Director since 1 Feb 2019
  • MF
    MS FIONA CATHERINE MCBAIN
    Director since 1 Jan 2020
  • MV
    MS VALERIE MICHELLE DIAS
    Director since 1 Jun 2021

Data Signals

View details
72
Total Signals
14
Data Sources
91/100
Risk Score

Good data coverage from 14 sources. Risk score of 91 indicates a strong compliance profile.

Financial
36
Compliance
15
ESG
10
Governance
4
Risk
3
innovation
2
Trade
2

Industry Context

MONZO BANK LIMITED is 1 of 246 banks companies in LONDON, out of 597 active companies in this sector nationally (826 including dissolved).

17.2 yrs
Sector avg. age
48.6%
Older than peers
0.5%
Sector dissolution
Company: 11 yearsSector avg: 17.2 yrs
Older than 48.6% of active companies in this sector

Director Network

The 11 directors of MONZO BANK LIMITED are connected to 16 other companies.

None of these connected companies have been dissolved.

Property Portfolio

MONZO BANK LIMITED is listed as the proprietor of 2 properties in the HM Land Registry.

Properties are located in Greater London.

Mortgage Charges

1
Total charges
1
Outstanding
0
Satisfied

Regulatory Status

FCA Regulated
FRN: 730427

Innovation & Grants

1
Grants awarded

MONZO BANK LIMITED has received 1 Innovate UK grant.

Compliance & Trade

ICO Registered
Exporter
Importer

Payment Practices

Period ending 30 Sept 2025
17 days
Avg. payment time
86%
Paid within 30 days
2%
Paid after 60 days

MONZO BANK LIMITED pays invoices in an average of 17 days. 86% are paid within 30 days — a good payment track record.

Data Sources

This company profile is built from 13 official data sources: Ch Officers, Companies House, Environment Agency, FCA Register, Gateway to Research, Gender Pay Gap Service, HM Land Registry, HMRC Trade Info, ICO, Innovate UK, PRA, Payment Practices, WHOIS.

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Frequently Asked Questions

What does MONZO BANK LIMITED do?

MONZO BANK LIMITED is an active private limited company incorporated in 2015 in London, operating in the banking sector with fourteen active officers and one active charge..

Who are the directors of MONZO BANK LIMITED?

Current directors include MS EILEEN BURBIDGE, MS AMY JAYNE KIRK, MR GARY HOFFMAN and 2 more.

Where is MONZO BANK LIMITED registered?

MONZO BANK LIMITED is registered in LONDON, United Kingdom.

What is the SIC code for MONZO BANK LIMITED?

MONZO BANK LIMITED operates under SIC code 64191 — Banks.

What is the risk score for MONZO BANK LIMITED?

MONZO BANK LIMITED has a risk score of 91 out of 100, classified as "Robust". This score is calculated from 72 data signals across 14 government sources.

When are the next accounts due for MONZO BANK LIMITED?

The next accounts for MONZO BANK LIMITED are due on 31 Dec 2026.

Was MONZO BANK LIMITED previously known by another name?

Yes, MONZO BANK LIMITED was previously known as FOCUS FS LIMITED.

Does MONZO BANK LIMITED own property in the UK?

Yes, MONZO BANK LIMITED is listed as the proprietor of 2 properties in the HM Land Registry, located in Greater London.

What is the banks sector like in the UK?

The dissolution rate for the banks sector in the UK is 0.5%. The average company age in this sector is 17.2 years.

Is MONZO BANK LIMITED still trading?

MONZO BANK LIMITED is currently listed as "Active" on Companies House, indicating it is still a registered company. An "Active" status means the company has not been dissolved, struck off, or entered into liquidation.

What type of company is MONZO BANK LIMITED?

MONZO BANK LIMITED is registered as a Private Limited Company, which is a company limited by shares whose shares are not offered to the general public. It is the most common type of UK company, offering limited liability to its shareholders.

How old is MONZO BANK LIMITED?

MONZO BANK LIMITED was incorporated on 18 Feb 2015, making it 11 years old. The company remains active and in good standing.

What industry does MONZO BANK LIMITED operate in?

MONZO BANK LIMITED is classified under SIC code 64191 (Banks). The Standard Industrial Classification system is used by the UK government to categorise businesses by their primary economic activity.

How much data is available on MONZO BANK LIMITED?

We track 72 data signals from 14 official government sources for MONZO BANK LIMITED.

Data verified: 12 Apr 2026 from 14 official sources · Data sourced from Ch Officers, Companies House, Environment Agency, FCA Register, Gateway to Research, Gender Pay Gap Service, HM Land Registry, HMRC Trade Info, ICO, Innovate UK, PRA, Payment Practices, WHOIS and other official UK government databases. Verify on Companies House.