89/ 100
Robust

RAMSDENS FINANCIAL LIMITED

Active03045495|Private Limited Company|Est. 31 years ago|Updated 6 Sept 2026
Financial Health
56
Compliance & Legal
79
Governance & Structure
79
Network Risk
71
Operational Quality
48

RAMSDENS FINANCIAL LIMITED (03045495) is a private limited company registered in STOCKTON-ON-TEES, incorporated in 1995. The company operates in the retail sale of watches and jewellery in specialised stores sector. Our database holds 85 signals from 12 official sources covering this company's filings, appointments, and regulatory records. Risk assessment: 89/100 ("robust"), reflecting a strong compliance and financial profile. The company has 1 outstanding mortgage charge registered with Companies House.

Key Facts

Status
Active
Company Type
Private Limited Company
Location
STOCKTON-ON-TEES, TS18 3TU
Incorporated
12 Apr 1995
Accounts Category
FULL
Next Accounts Due
30 Jun 2027
Next Statement Due
14 May 2027
Mortgage Charges
13
Outstanding
1

About RAMSDENS FINANCIAL LIMITED

Ramsdens Financial Limited is an active private company incorporated in 1995, situated in Stockton-on-Tees, involved in other retail sales through non-specialised stores with 7 active officers and 1 active charge.

Business Profile

Business Model
Retail

Company History

  • SMITH COLE FINANCIAL LIMITEDChanged 5 Sept 2007

Directors (7)

View all
  • MP
    MR PETER EDWARD KENYON
    Director since 31 Dec 2002
  • MJ
    MR JASON JOHN CARR
    Director since 1 Jan 2008
  • MM
    MR MICHAEL JOHNSON
    Director since 1 Jan 2008
  • MM
    MR MARTIN CLYBURN
    Director since 4 Aug 2016
  • ML
    MISS LINDSEY MARIA CARTER
    Secretary since 14 Dec 2023

Data Signals

View details
85
Total Signals
12
Data Sources
89/100
Risk Score

Good data coverage from 12 sources. Risk score of 89 indicates a strong compliance profile.

Financial
48
Compliance
21
ESG
8
Governance
4
Risk
3
Trade
1

Industry Context

RAMSDENS FINANCIAL LIMITED is 1 of 7 retail sale of watches and jewellery in specialised stores companies in STOCKTON-ON-TEES, out of 5,796 active companies in this sector nationally (7,252 including dissolved).

8.5 yrs
Sector avg. age
95.5%
Older than peers
9.7%
Sector dissolution
Company: 31 yearsSector avg: 8.5 yrs
Older than 95.5% of active companies in this sector

Director Network

The 4 directors of RAMSDENS FINANCIAL LIMITED are connected to 7 other companies.

None of these connected companies have been dissolved.

Property Portfolio

RAMSDENS FINANCIAL LIMITED is listed as the proprietor of 103 properties in the HM Land Registry.

Properties are located in East Midlands, Greater London, North, North West, South East, South West, Wales, Yorks And Humber.

Mortgage Charges

11
Total charges
1
Outstanding
10
Satisfied

Regulatory Status

FCA Regulated
FRN: 703463

Compliance & Trade

ICO Registered
LEI Registered
Modern Slavery Compliant
Importer

Payment Practices

Period ending 31 Mar 2026
29 days
Avg. payment time
52%
Paid within 30 days
1%
Paid after 60 days

RAMSDENS FINANCIAL LIMITED pays invoices in an average of 29 days. 52% are paid within 30 days.

Data Sources

This company profile is built from 11 official data sources: Ch Officers, Companies House, FCA Register, GLEIF, Gender Pay Gap Service, HM Land Registry, HMRC, HMRC Trade Info, ICO, Modern Slavery Registry, Payment Practices.

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Frequently Asked Questions

What does RAMSDENS FINANCIAL LIMITED do?

Ramsdens Financial Limited is an active private company incorporated in 1995, situated in Stockton-on-Tees, involved in other retail sales through non-specialised stores with 7 active officers and 1 active charge..

Who are the directors of RAMSDENS FINANCIAL LIMITED?

Current directors include MR PETER EDWARD KENYON, MR JASON JOHN CARR, MR MICHAEL JOHNSON and 2 more.

Where is RAMSDENS FINANCIAL LIMITED registered?

RAMSDENS FINANCIAL LIMITED is registered in STOCKTON-ON-TEES, United Kingdom.

What is the SIC code for RAMSDENS FINANCIAL LIMITED?

RAMSDENS FINANCIAL LIMITED operates under SIC code 47770 — Retail sale of watches and jewellery in specialised stores.

What is the risk score for RAMSDENS FINANCIAL LIMITED?

RAMSDENS FINANCIAL LIMITED has a risk score of 89 out of 100, classified as "Robust". This score is calculated from 85 data signals across 12 government sources.

When are the next accounts due for RAMSDENS FINANCIAL LIMITED?

The next accounts for RAMSDENS FINANCIAL LIMITED are due on 30 Jun 2027.

Was RAMSDENS FINANCIAL LIMITED previously known by another name?

Yes, RAMSDENS FINANCIAL LIMITED was previously known as SMITH COLE FINANCIAL LIMITED.

Does RAMSDENS FINANCIAL LIMITED own property in the UK?

Yes, RAMSDENS FINANCIAL LIMITED is listed as the proprietor of 103 properties in the HM Land Registry, located in East Midlands, Greater London, North, North West, South East, South West, Wales, Yorks And Humber.

What is the retail sale of watches and jewellery in specialised stores sector like in the UK?

The dissolution rate for the retail sale of watches and jewellery in specialised stores sector in the UK is 9.7%. The average company age in this sector is 8.5 years.

Is RAMSDENS FINANCIAL LIMITED still trading?

RAMSDENS FINANCIAL LIMITED is currently listed as "Active" on Companies House, indicating it is still a registered company. An "Active" status means the company has not been dissolved, struck off, or entered into liquidation.

What type of company is RAMSDENS FINANCIAL LIMITED?

RAMSDENS FINANCIAL LIMITED is registered as a Private Limited Company, which is a company limited by shares whose shares are not offered to the general public. It is the most common type of UK company, offering limited liability to its shareholders.

How old is RAMSDENS FINANCIAL LIMITED?

RAMSDENS FINANCIAL LIMITED was incorporated on 12 Apr 1995, making it 31 years old. The company remains active and in good standing.

What industry does RAMSDENS FINANCIAL LIMITED operate in?

RAMSDENS FINANCIAL LIMITED is classified under SIC code 47770 (Retail sale of watches and jewellery in specialised stores). The Standard Industrial Classification system is used by the UK government to categorise businesses by their primary economic activity.

How much data is available on RAMSDENS FINANCIAL LIMITED?

We track 85 data signals from 12 official government sources for RAMSDENS FINANCIAL LIMITED.

Data verified: 6 Sept 2026 from 12 official sources · Data sourced from Ch Officers, Companies House, FCA Register, GLEIF, Gender Pay Gap Service, HM Land Registry, HMRC, HMRC Trade Info, ICO, Modern Slavery Registry, Payment Practices and other official UK government databases. Verify on Companies House.